Who this guide is for
This guide is for foreign companies and investors that have opened, or will open, a company in Brazil.
The Brazilian company is a legal entity separate from the parent and from the partners. It receives from customers, pays suppliers and pays taxes. For that it needs an account in its own name.
Short answer. The law does not oblige a company to have its own account, but mixing the finances of the company with those of the partner makes it harder to show what is revenue, what is profit and what is expense.
Move has the business bank account, the Conta Move, integrated into the same platform as the accounting. It is available to Move Online clients with an active taxpayer number (CNPJ), it has no monthly fee or package, and the client opens it on the platform.
General information as of October 2026. Confirm your case with your advisors.
What the Conta Move does
- Pix and TED, straight from the company's account.
- Payment slips (boletos) and payments.
- Billing by Pix, boleto or card, in up to 12 instalments, sent by WhatsApp, SMS or e-mail, with no card machine.
- Invoices issued in an integrated way with the accounting.
- Financial management: statement and entries integrated to organise the business, and accounts payable and receivable handled by our team when the BPO is contracted.
- Tax payment slips next to the balance, on the same platform.
- Serasa and protest checks: credit and protest queries made on the platform. Serasa is a credit bureau, a database that gathers payment information about companies and individuals. A protest is the formal registration, at a notary office, that a debt was not paid on time, and it appears in credit queries.
Pix, TED and boletos follow the platform's table, with exemption up to the limit of the contract.
How to open it
- Access the Move platform and click Open account, on the Conta Move card.
- Accept the terms and confirm your details, all on the platform.
- Use it on your phone or computer.
The account requires the company to be a Move client with an active taxpayer number. The order, then, is: open the company, receive the taxpayer number, contract the accounting and open the account.
The account and the rest of the operation
- Accounting: reporting abroad with an exclusive dashboard.
- Taxes: the tax payment slips are on the platform and can be paid directly with the company's account on the platform.
- Foreign investment: the capital that the investor sends to Brazil is reported to the Central Bank in the SCE-IED, and the regulation provides for automatic capture of the information on financial transfers available in the Exchange System (BCB Resolution 278/2022, article 35). See our guide on the SCE-IED.
- Money for the parent: dividends, licences and services have their own withholding and documents. See our guides on dividends and on the software licence.
The Receita sees the account
Financial institutions report the movement of accounts to the Receita Federal. So what comes into and goes out of the company's account must match the invoices, the accounting and the declarations. The integration with the accounting helps with this.
Legal basis and sources
Rules and guidance used in this guide, checked in October 2026:
- BCB Resolution 278/2022, article 35: capture of transfers in the Exchange System.
- Move pages on the business account and on billing.
How we work
Move Advisory is the consulting area of Move Online, an accounting firm in São Paulo founded in 2017. We open the company, contract the accounting and organise the account and the first contribution. See the services page.